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Introducing our exclusive Link2Home account, tailor-made for Ghanaians resident abroad and seeking to secure their financial future while staying connected to their roots.

This is an account designed for Ghanaians resident abroad and for persons with Ghanaian lineage. With seamless international accessibility and versatile currency options, managing your finances across borders has never been easier. 

Qualifying Criteria

  • Ghanaians who are resident abroad
  • Ghanaians by birth who have acquired citizenship of another country
  • Persons born to at least a Ghanaian parent
  • A foreigner married to a Ghanaian (applicable to joint accounts)

Here is what you’ll get with your Standard Savings Account

  • Savings account bears interest
  • Funds can be accessed with the use of digital channels (ATM, USSD-if on roaming, Mobile App and Internet Banking)
  • Access to debit and prepaid cards on cedi denominated accounts, SMS Alert, e-Alert and e-Statement 

Things to know

  • Account can be a savings or current in local and/or foreign currency (GHS|USD|GBP|EUR)
  • Accounts can be individual, joint or trust account. 
  • Account is opened with an initial deposit (when in Ghana) and operated with a minimum balance
  • Savings account holders must be present at the branch to effect over-the-counter withdrawals 
  • The newly opened (diasporan) account must be funded within 14 days
  • Funds can be accessed with Visa / MasterCard whether in Ghana or abroad
  • Payments can be made to other accounts in Ghana using internet banking services

Benefits for the customer

  • Allows account holders to save and/or invest back home
  • 24/7 access to funds using digital channels
  • Receive payments and remittances locally and from abroad
  • Ease of performing local financial transactions (bank to other local banks, mobile wallet)
  • Access to mobile app /internet banking services
  • Online purchases can be made using GCB Visa /Mastercard cards linked to the account

Requirements

  • Completed account opening form
  • Proof of identity e.g. Ecowas Identity Card or Valid passport
  • Proof of residential address abroad
  • One passport-sized photograph
  • Initial deposit (upon receiving account number)

  • *e.g. utility bill, employers’ reference, income tax certificate, bank statement, tenancy agreement or any other relevant document with residential address issued by an authorized government agency or institution and approved by the bank.  

    NB: Proof of address should be dated within the last three months, be in English or translated to English if in any other language.

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