Overview 
This is a loan or overdraft facility granted to customers using investments or account balances with GCB Bank PLC as security.

Qualifying Criteria/Target Market 
Customers who hold Investments with GCB Bank

Here’s what you will get with Facility Against Investment 

• Facility can be granted against Cedi and Foreign/Forex account balances and/or investment
• Can be granted as loan or overdraft
• Tenure is tied to investment maturity

Things to know

• Maximum tenure of 12 months
• Maximum facility amount of 80% of T-Bill investments and 90% of FDR and account balance
• Repayment is either by installment or bullet
• Loan amount above GHS 100,000 is subjected to policy exception

Benefits for the customer

• No early settlement charges
• Lower interest rates

Requirements

• Completed Loan application form
• Ecowas Identity Card (Ghana Card)
• Customer must have acceptable investment or cash balance

Dedicated relationship manager to handle all credit needs