Overview

A Loan Scheme that allows customers who receive salaries through GCB and workers on CAG payroll to purchase products from GCB partner shops and repay in installments.

Target Market

• Salary Workers having accounts with GCB

Vendor List

• Somotex

• Electroland

• Sun Electronics (Hisense)

• TCL

• Novotec (Botch)

• Raincoat Roofing etc.

Here's what you'll get with Easy Pick

• Facility is approved within 24hrs
• Wide variety of vendors and products
• Loan amount of up to GHS100,000

Things to know

• Loan amount falls within DSR of up to 50%
• Loan amount above GHS 100,000 subject to policy exception
• Loan tenure is up to 12 months
• Approved amount is issued in the name of the Vendor
• Insurance cover on Temporary/Permanent Disability, Death or Retrenchment
• Early repayment and settlement allowed 

Benefits for the customer

• Pay for appliances in installments
• Variety of vendors and products to choose from
• Avoidance of future hikes in prices

Requirements

• Provide Proforma Invoice from vendor
• Completed loan form
• Ecowas Identity Card (Ghana Card)
• Recent 3 months’ pay slips
• Employees not applying through CAG must present undertaking from employer