This is a credit facility given to salaried workers (GCB account holders) within 24 hours for the purpose of meeting varied personal, family and household needs. The loan is repaid through regular installments every month for a specified period of time.


  • Automated loan processing
  • Salaries must pass through customers account with the Bank
  • Less than 24 Hrs to receive facility with all required documentation provided
  • 6 to 36 months repayment tenure
  • Interest rate is calculated using the reducing balancing method
  • Loan can be applied for at any branch



  • Quick access to credit
  • Customers receive a lump sum of money up front, allowing them to pay it back over a fixed term
  • Interest rate and principal repayments are always fixed which helps in budgeting
  • Top-up of facility is available



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