Overview
This transactional account allows the holder to deposit funds and withdraw without restrictions.
Qualifying Criteria
Individuals above the age of 18 years
Here’s what you will get with your Individual Current Account
- There are no restrictions on the number of withdrawals per month
- Access to personalized Cheque Book, Debit Card, Prepaid Card, Mobile Banking (USSD), and Mobile App – on request.
Things to know
- No COT, but Accounts attract a monthly service charge (of GHS12)
- A non-interest-bearing account
Benefits for the customer
- Unlimited access to GCB Bank Plc digital platforms and branches nationwide
- Access to overdraft (Ts&Cs apply)
- No COT charge
- No minimum balance is required
- Cheques can be issued to third parties – facilitating payments
Requirements
- Completed Account Opening Form
- Proof of identity (Ghana Card)
- One passport-sized picture
- Proof of residential address, e.g., utility bill/ employer’s reference (Security Services)/ income tax certificate/ tenancy agreement / third-party confirmation form
- Initial deposit