Overview
An overdraft facility granted against the applicants’ next salary/pension to take care of urgent needs

Qualifying Criteria/Target Market
Salaried Workers – GCB account holder

• Pensioners – with accounts at GCB

Here’s what you will get 

• Up to 80% of net salary accessible
• Instant set-up
• Minimal documentation
• Maximum amount accessible of GHS10,000

Things to know

• Tenure is up to 30 days

Benefits for the customer

• Convenient and quick access to funds
• Lower cost of credit as interest is paid on amount utilized
• Available to reapply after repayment

Requirements 

• Complete a Loan (salary advance) application form

• Ecowas Identity Card (Ghana Card)