This is a facility offered to Management and staff members of entities that are GCB customers. The facility is intended to help the employees secure loans for their welfare and personal needs.


  • The Institution applies for the bulk facility from the Bank on behalf of their permanent employees.
  • Accessible to both customers and non-customers of the bank
  • Loan is approved for staff based on the Bank’s personal loan processes
  • Facility is granted between 6months and 60 months
  • Bulk repayment for all staff is made to the Bank at the end of every month.
  • Interest rate is slightly lower than Personal Loan


  • Institutions are able to help improve the personal living conditions of their staff
  • Win more customers to the Bank as some staff of the institutions are switched to GCB
  • Deductions for repayments are done from source that reduces defaults rates.