Ghana Reference Rate
14.58%
Per Annum
Effective 4th February, 2026 Loans
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Buy Now Pay Later
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Mobile Banking
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Internet Banking
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Debit Cards
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"We are committed to exceeding your expectations. Your bank for life, serving you well at every touchpoint”
Farihan Alhassan
MD, GCB Bank PLC
Money Transfer
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Link2Home
Save at home while abroad.
24hr Loans
A personal loan just in time when you need it.
GCB Bank's Indicative Card Rates
| Currency | Selling | Markup on Rate |
| USD | 11.7713 | 7.50% |
 Visa Rate Calculator |
 Mastercard Rate Calculator |
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Stay up to dateAs at 10th Feb. 2026
| Currency | Buying | Selling |
| USD | 10.8500 | 11.17500 |
| GBP | 14.8500 | 15.3000 |
| EUR | 12.9000 | 13.3500 |
| YEN | 0.0600 | 0.0750 |
| CAD | 8.9000 | 8.3000 |
| CFA | 0.0150 | 0.0200 |
For amounts above $2,000 or equivalent, contact your Branch/RM
These published rates may differ from Foreign Card Transaction Rates
Stay up to dateAs at 11th Feb. 2026
| MONTHS | |||||
| Tenure | 1 | 2 | 3 | 6 | 12 |
| 1,000-10,000 | 1.10 | 1.75 | 2.40 | 3.20 | 4.00 |
| 10,001-50,000 | 2.00 | 2.50 | 3.60 | 4.20 | 4.80 |
| 50,001-100,000 | 2.75 | 3.20 | 4.50 | 5.00 | 5.20 |
| 100,001-500,000 | 2.90 | 3.40 | 4.80 | 5.20 | 5.50 |
| 500,001 & Above | 3.50 | 4.50 | 5.20 | 6.00 | 6.50 |
| Above 1,000,000 | 4.50 | 5.00 | 6.00 | 6.50 | 7.00 |
Stay up to dateAs at 2nd Feb. 2026
