Ghana Reference Rate
17.93%
Per Annum
Effective 5th November, 2025 Loans
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Easy Pick
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Mobile Banking
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Internet Banking
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Debit Cards
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"We are committed to exceeding your expectations. Your bank for life, serving you well at every touchpoint”
Farihan Alhassan
MD, GCB Bank PLC
Money Transfer
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Link2Home
Save at home while abroad.
24hr Loans
A personal loan just in time when you need it.
GCB Bank's Indicative Card Rates
| Currency | Selling | Markup on Rate |
| USD | 11.8035 | 7.50% |
 Visa Rate Calculator |
 Mastercard Rate Calculator |
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Stay up to dateAs at 13th Nov. 2025
| Currency | Buying | Selling |
| USD | 10.6500 | 11.0600 |
| GBP | 14.0000 | 14.5300 |
| EUR | 12.3500 | 12.8500 |
| YEN | 0.0600 | 0.0750 |
| CAD | 7.6000 | 7.9500 |
| CFA | 0.0180 | 0.0200 |
For amounts above $2,000 or equivalent, contact your Branch/RM
These published rates may differ from Foreign Card Transaction Rates
Stay up to dateAs at 13th Nov. 2025
| MONTHS | |||||
| Tenure | 1 | 2 | 3 | 6 | 12 |
| 1,000-10,000 | 1.25 | 2.25 | 3.00 | 4.00 | 5.00 |
| 10,001-50,000 | 2.25 | 3.25 | 4.50 | 5.25 | 6.00 |
| 50,001-100,000 | 3.25 | 3.75 | 6.00 | 6.25 | 6.50 |
| 100,001-500,000 | 3.00 | 4.00 | 6.25 | 6.50 | 6.70 |
| 500,001 & Above | 4.00 | 5.50 | 7.00 | 7.25 | 8.00 |
| Above 1,000,000 | 5.75 | 6.25 | 7.50 | 7.75 | 9.00 |
Stay up to dateAs at 12th Nov. 2025
